Terms & Conditions

Definitions

"Wagon Network" or "Wagon" – A blockchain-based platform that enables users to invest in tokenized real-world assets. "User" – Any individual or entity who accesses or uses the Wagon platform. "Tokenized Asset" – A representation of a real-world asset, such as a truck or logistics equipment, in the form of a blockchain token. "Stablecoin" – A cryptocurrency pegged to a stable value, such as IDRT, IDRX, USDT, or USDC, used on Wagon for investment purposes. "Wallet" – A digital wallet used to store and manage cryptocurrencies, which may be self-custodied or provided by third parties like Particle Network. "Staking" – The process of locking WAG tokens on the platform to potentially earn rewards. "Third-Party Services" – External providers integrated into the Wagon platform, including wallet providers, analytics tools, and identity verification systems. "Governance Module" – A feature that enables token holders to vote on platform decisions or proposals.

Introduction

These Terms and Conditions ("Terms") govern your use of Wagon Network ("Wagon"), a blockchain-based platform for investing in tokenized real-world assets. By accessing or using Wagon, you agree to these Terms and our Privacy Policy.

Eligibility

You must have the legal capacity to enter into a binding agreement. You are responsible for ensuring that your use of Wagon complies with applicable laws in your jurisdiction.

Wallet Access and Security

You are responsible for the security of your wallet, including private keys and recovery phrases. Wagon cannot access your funds and cannot recover lost keys. Wagon integrates with third-party wallet providers such as Particle Network to offer seamless wallet creation and access. By using a third-party wallet: - You agree to the terms and privacy policy of the wallet provider. - Wagon does not control or store your private keys. - You are solely responsible for wallet activities. - Wagon disclaims liability for losses due to third-party vulnerabilities. We strongly recommend enabling security measures such as multi-factor authentication (MFA) and email verification where available.

Platform Use

Wagon provides tools to invest in tokenized real-world assets. All investments are subject to market risk, asset performance, and lessee repayment ability. You agree not to use Wagon for any illegal activity.

Tokenized Asset Investments

Each investment represents a claim on rental income derived from real-world assets. Returns are not guaranteed and may vary. You acknowledge that all returns are estimated and subject to change. You are investing at your own risk.

Use of Stablecoins and Token Transfers

Wagon accepts stablecoins such as IDRT, IDRX, USDT, and USDC. Transfers are recorded on-chain and are irreversible. Always verify recipient addresses and pool details before confirming transactions.

Staking and Rewards

Staking WAG tokens may provide rewards but also carries risk. APY is variable. You may stake or unstake at your discretion, subject to any protocol-imposed conditions.

Governance Participation

If you participate in Wagon’s governance modules, you understand: - Voting rights are tied to token ownership. - Governance may influence platform features. - Wagon reserves the right to veto harmful or illegal proposals.

Data and Analytics

Wagon may collect operational data from tokenized assets for transparency and analytics. Data may be anonymized and shared with third parties. Users may opt out of non-essential data sharing via account settings.

Third-Party Services

Wagon uses third-party services like wallet providers and analytics tools. Wagon is not liable for: - Downtime or performance issues - Security vulnerabilities - Errors in wallet management Your engagement is subject to their own terms.

Intellectual Property

All content on the Wagon platform is the property of Wagon Network. Unauthorized use is prohibited.

Disclaimers and Limitation of Liability

Wagon is provided "as is" without warranties. We do not guarantee uninterrupted access or investment outcomes. Wagon disclaims liability for loss of funds, errors, and user negligence.

Amendments

We may revise these Terms periodically. Continued use of Wagon after changes constitutes acceptance. Users will be notified of material updates.

Governing Law

These Terms are governed by the laws of the jurisdiction in which Wagon is operated. Disputes will be resolved through arbitration or local courts.

Contact

For questions, please contact: [email protected]

Risk Disclosure

Investing in tokenized real-world assets involves risks including market volatility, lessee default, regulatory changes, technical issues, and asset-specific risks. Wagon does not provide financial advice.

Acceptance of Terms

By using Wagon Network, you confirm you have read, understood, and agreed to these Terms. If you do not agree, you must not use the platform.

Changes to Terms

Wagon reserves the right to change these Terms at any time. Users will be informed of significant updates via email or in-app. Continued use constitutes acceptance.

Termination

Wagon may suspend or terminate access for violations of these Terms. Users may terminate their account at any time.

Jurisdiction and Applicable Law

These Terms are governed by the laws of Indonesia. Disputes shall be subject to the exclusive jurisdiction of the Indonesian courts.

Closing Statement

Wagon Network aims to democratize access to real-world asset investments and provide secure financial tools. By using our platform, you join a community committed to innovation and inclusion.